American River Bankshares' family is growing. The holding company is the parent of American River Bank, which has about a dozen branches in Central California. About half of the bank's offices are operating under the North Coast Bank or Bank of Amador names. The bank serves area small to midsized businesses and individuals, offering traditional deposit products such as checking and savings accounts and CDs. It offers commercial and residential mortgages, as well as business, construction, and consumer loans, and lease financing for business equipment.